Homemade Creamy Chicken Tortilla Soup is comfort food in a bowl — warm, hearty, and just the right balance of creamy and spicy. It’s the kind of soup that hugs your soul on a chilly evening and makes everyone at the table go, “Wow, can we have this again tomorrow?” Made with tender chicken, melty cheddar, and a touch of cream cheese, this soup delivers cozy Tex-Mex flavors that’ll make you feel like you’re sitting in a sunny Texas kitchen.
Plus, you can whip it up on the stove or toss it in the Crock Pot if your schedule’s more “go-go-go” than “slow and steady.” Whether you’re feeding a crowd or storing up leftovers for the week, this Homemade Creamy Chicken Tortilla Soup is the kind of meal that keeps everyone coming back for seconds — and maybe even thirds.
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What is Homemade Creamy Chicken Tortilla Soup?
Homemade Creamy Chicken Tortilla Soup is a rich, savory, and slightly spicy soup featuring shredded chicken, black beans, corn, and tomatoes simmered together in a flavorful broth. The creamy magic comes from cheddar and cream cheese, giving it that luscious texture that turns a simple soup into a crave-worthy experience.
Think of it as the lovechild between a taco night and a cozy chicken chowder. You can make it with fresh, leftover, or rotisserie chicken — a real lifesaver for busy weeknights. It’s one of those flexible recipes that tastes like it took all day, even though it’s ready in under an hour. Pair it with crispy tortilla strips and a sprinkle of cilantro, and you’ve got yourself a restaurant-worthy dish right from your kitchen.
Reasons to Try Homemade Creamy Chicken Tortilla Soup
First, flavor — it’s absolutely loaded with it. Between the sautéed onions, garlic, jalapeño, and spices, this soup doesn’t hold back. Second, it’s family-friendly but still exciting enough for adults who want something with a little kick.
Third, it’s versatile — make it on the stovetop or in your slow cooker. Whether you’re working with rotisserie chicken or cooking from scratch, it’s forgiving and adaptable. And finally, it’s pure comfort. On a cold night or a busy day, a bowl of this creamy soup feels like a reward. Bonus: leftovers taste even better the next day. If you love cozy soups like Creamy Dill Pickle Soup or One Pot Creamy Chicken Soup, this recipe’s going to fit right in your favorites list.
Ingredients Needed to Make Homemade Creamy Chicken Tortilla Soup
- 2 tablespoons butter
- 1 small yellow onion, diced
- 1 jalapeño pepper, diced
- 3 cloves garlic, diced
- 1 tablespoon tomato paste
- 1 (15 oz.) can corn, drained
- 1 (10 oz.) can Rotel diced tomatoes with green chilies, undrained
- 1 (15 oz.) can black beans, drained and rinsed
- 5 cups chicken broth
- 2 small boneless skinless chicken breasts, or 2 cups shredded chicken
- 1 pinch cayenne pepper
- 1 teaspoon cumin
- 1–2 teaspoons hot sauce
- 1 oz. packet taco seasoning (about 3 tablespoons)
- 1 ½ cups cheddar cheese, shredded
- 1/3 cup cream cheese, softened
Optional Toppings: corn or flour tortilla strips, diced avocado, sour cream, jalapeños, shredded cheese, or cilantro.

Instructions to Make Homemade Creamy Chicken Tortilla Soup
Let’s walk through this Homemade Creamy Chicken Tortilla Soup step by step so you can recreate it in your kitchen without stress (or extra dishes). The process is easy, approachable, and guaranteed to fill your home with those cozy, irresistible Tex-Mex aromas. Grab your spoon — you’re about to fall in love with this soup.
Step 1: Sauté the Flavor Base (Step by Step)
Start this Homemade Creamy Chicken Tortilla Soup step by step adventure by melting 2 tablespoons of butter in a large soup pot over medium heat. Once it’s melted and sizzling slightly, toss in your diced onion and jalapeño pepper. Let them cook for 5–6 minutes, stirring occasionally, until the onion turns translucent and the kitchen smells incredible.
Next, add the minced garlic — but only for a minute or so. Garlic cooks fast and burns even faster, so keep an eye on it. This simple sautéing process lays the foundation for all that deep, savory flavor. For tips on building rich flavor bases, check out my One Pot Creamy Chicken Soup — it uses a similar step for layering taste right from the start.
Step 2: Build the Broth (Step by Step)
Now, let’s bring all those ingredients together into one delicious blend. Stir in 1 tablespoon of tomato paste, mixing it with your veggies to create a rich, slightly sweet base. Then, add the canned corn, Rotel tomatoes with chilies (don’t drain them — you want that spicy tomato juice!), and black beans.
Pour in the chicken broth and add your chicken breasts (or shredded chicken if you’re using leftovers). Season it all with a pinch of cayenne, cumin, hot sauce, and taco seasoning.
Here’s a little step by step trick: start with 2 tablespoons of taco seasoning, then taste near the end and add more if you like. Everyone’s spice tolerance is different, and this gives you control. If you want to learn how to adjust heat and flavor balance like a pro, you’ll love my guide in the Cajun Chicken Orzo recipe — it covers how to strike that perfect spicy-creamy combo.
Step 3: Simmer to Tender Perfection (Step by Step)
This part’s where the magic happens. Bring the soup to a gentle simmer — not a rolling boil — then partially cover the pot. The key here is patience. When chicken cooks slowly, it stays juicy and tender. Too much heat, and it’ll turn tough.
Let it simmer for 20–25 minutes. During this Homemade Creamy Chicken Tortilla Soup step by step stage, your kitchen will start smelling like a cozy Mexican restaurant. Once the chicken is cooked through, carefully remove it from the pot and place it on a plate. Use two forks to shred it into bite-sized pieces.
Return the shredded chicken to the pot, and give everything a good stir so the flavors can mingle and deepen. If you’re using pre-cooked or rotisserie chicken, reduce this simmer time to about 10–15 minutes — just enough for all those spices to blend beautifully.
Step 4: Add the Creamy Goodness (Step by Step)
Now for the creamy, dreamy part of this Homemade Creamy Chicken Tortilla Soup step by step process — the cheese! Lower the heat to low (this is super important), then slowly sprinkle in the shredded cheddar cheese. Stir gently as it melts into the soup.
Next, add the softened cream cheese, stirring continuously until it melts and the broth turns silky smooth. Make sure your cheese and cream cheese are at room temperature before adding them; this keeps your soup from getting grainy.
If you’re new to melting dairy into soups, you can check out my Creamy Dill Pickle Soup — it walks you through how to add cheese and cream perfectly every time.
Step 5: Taste, Adjust, and Finish Strong (Step by Step)
Almost done! This Homemade Creamy Chicken Tortilla Soup step by step wouldn’t be complete without a final taste test. Dip in your spoon and see how it feels. Need a bit more salt, heat, or seasoning? Go ahead and add another pinch of taco spice or a dash of hot sauce.
Once it tastes just right, ladle the soup into bowls and get creative with toppings. Add crispy tortilla strips, diced avocado, jalapeño slices, or a dollop of sour cream. Sprinkle some cilantro for color and freshness. If you want to try homemade tortilla strips, follow my quick tip from the Crock Pot Chicken Fajita Soup post — they add the perfect crunch.
Now, sit back, relax, and enjoy the creamy, comforting results of your Homemade Creamy Chicken Tortilla Soup step by step masterpiece. Whether you’re serving it for family dinner or meal prepping for the week, it’s the kind of dish that makes everyone feel right at home.
What to Serve with Homemade Creamy Chicken Tortilla Soup
This soup pairs beautifully with a side of warm cornbread, a crisp green salad, or even cheesy quesadillas for dipping. If you’re going Tex-Mex all the way, try serving it with a batch of Crock Pot Chicken Fajita Soup for a fun soup night duo. Fresh lime wedges, avocado slices, or cilantro-lime rice also add brightness to balance the richness. If you’re cooking for a crowd, add some Delicious Creamy Tortellini Soup to the spread for a little variety.
Key Tips for Making Homemade Creamy Chicken Tortilla Soup
Bring cheeses to room temperature before adding them — it makes your soup extra creamy. Keep the soup at a gentle simmer when melting dairy; too hot, and it can turn grainy. Want to save time? Use rotisserie chicken! It’s juicy, flavorful, and blends perfectly. If you prefer thicker soup, reduce the broth slightly. For spice lovers, add a few dashes of hot sauce or a chopped jalapeño. And don’t forget the toppings — those crispy tortilla strips and creamy avocado are the finishing touches that make it next-level.
Storage and Reheating Tips for Homemade Creamy Chicken Tortilla Soup
Store leftovers in an airtight container in the fridge for up to 4 days. To reheat, warm gently on the stove over medium-low heat, stirring occasionally to keep the creamy texture smooth. If it thickens too much, add a splash of chicken broth or milk. This soup also freezes beautifully — just skip the cheese when freezing and stir it in fresh when reheating. That trick keeps it from separating. Perfect for meal prep or lazy weeknights when all you want is something comforting without the effort.
FAQs
Can I make this soup ahead of time? Absolutely — it tastes even better the next day.
Can I make it vegetarian? Yes! Just swap chicken for more beans or add diced bell peppers and use veggie broth.
What if I don’t like spicy food? Skip the jalapeño and go light on the hot sauce — it’ll still be flavorful and creamy.
Can I freeze it? You bet! Freeze in portions and thaw overnight before reheating.
Final Thoughts
Homemade Creamy Chicken Tortilla Soup isn’t just another soup — it’s comfort, spice, and satisfaction in every spoonful. Whether you’re serving it on a cozy weekend or throwing it together after work, it always feels special. It’s rich without being heavy, creamy without being complicated, and every bite has that “made with love” flavor. Looking for your next cozy meal? Check out our Creamy Crockpot Chicken Noodle Soup or Easy Chicken and Rice Soup for more homestyle inspiration.
Follow us on Pinterest for weekly slow cooker inspiration, or join the conversation over on our Facebook page where fellow food lovers share their favorite comfort meal.
Homemade Creamy Chicken Tortilla Soup – Easy & Flavor-Packed Dinner
- Prep Time: 10 minutes
- Cook Time: 35 minutes
- Total Time: 45 minutes
- Yield: 13 cups
- Category: Soup
- Method: Stovetop, Crock Pot
- Cuisine: Mexican-Inspired
Description
This Creamy Chicken Tortilla Soup recipe is easy to make on the stove top or the Crock Pot. Make it with fresh, leftover, or rotisserie chicken. Cheddar and Cream Cheese add a hint of creamy indulgence!
Ingredients
- 2 Tablespoons butter
- 1 small yellow onion, diced
- 1 jalapeno pepper, diced
- 3 cloves garlic, diced
- 1 Tablespoon tomato paste
- 1 15 oz. can corn, drained
- 1 10 oz. can Rotel diced tomatoes with green chilies, undrained
- 1 15 oz. can black beans, drained and rinsed
- 5 cups chicken broth
- 2 small boneless skinless chicken breasts, or 2 cups shredded chicken
- 1 pinch Cayenne Pepper
- 1 teaspoon cumin
- 1–2 teaspoons hot sauce
- 1 oz. packet taco seasoning, about 3 Tbsp.
- 1 ½ cups cheddar cheese, shredded
- 1/3 cup cream cheese, softened
- Corn or Flour Tortillas, for topping (optional)
Instructions
1. Heat 2 Tbsp. butter over medium heat and add the diced onions and peppers. Sauté for 5-6 minutes, then add the garlic and cook for 1 more minute.
2. Add all remaining ingredients EXCEPT for the cheddar cheese, cream cheese, and garnish ingredients. Start with 2 Tbsp. of Taco Seasoning and add more to taste if preferred.
3. Let the soup gradually come to a gentle bubble, partially covered. Avoid rapid boiling to keep chicken tender.
4. Remove the chicken after 20-25 minutes once cooked through. Use 2 forks to shred, then return to the soup.
5. Reduce heat to low and gradually sprinkle in the shredded cheese and softened cream cheese. Stir until smooth and creamy.
6. Taste and add any additional seasonings as needed. Garnish and serve.
Notes
Optional garnishes include: Diced avocado, sour cream, jalapenos, shredded cheese, and cilantro.
Rotisserie or leftover chicken may be used in place of raw breasts.
Let cheeses come to room temperature before adding for a smoother melt.
Avoid adding cheese to very hot soup to prevent grainy texture.
To make in Crock Pot: Soften onions, peppers, and garlic first. Add all ingredients except cheeses and garnishes. Cook on low for 6 hours. Shred chicken, return to pot, then mix in cheeses off heat.
To fry tortilla strips: Cut into strips, fry in hot oil until crisp, drain on paper towels, and sprinkle with salt.
